Legal Notice .

Any access and/or browsing and/or use of the ReichInvest® website(s) implies express and unreserved acceptance of these General Conditions of Use.

If you do not accept these General Conditions of Use, you must immediately disconnect from the Site

For the purposes hereof, the expressions "you", "your" and "User" refer to any person consulting, having attempted to consult or having consulted any element,

of any nature whatsoever, of a page of the site accessible via the main domain name https://reichinvest.online/

ReichInvest® is a member of the Deposit Guarantee and Resolution Fund (FGDR) and contributes to the Single Resolution Fund (FRU). The deposits collected by ReichInvest® in the form of term deposit accounts and the securities it holds are covered by guarantee mechanisms under the terms and conditions defined by article L. 312-4 et seq. of the French Monetary and Financial Code

ACTIVITIES

ReichInvest® is authorised to grant consumer credit in the form of amortising loans to individual customers in Europe, to market optional insurance policies to its borrower customers, in its capacity as an insurance intermediary, covering the risks of death, disability and loss of employment, to receive funds repayable to the public in the form of term deposits, and to receive and transmit orders (RTO) on behalf of third parties.

ReichInvest® offers, for consumer credit: to solvent individuals of legal age residing in Europe and for the investment product: to "professional" investors within the meaning of article D533-11 of the French Monetary and Financial Code and having an account domiciled in a banking establishment in the European Economic Area.

In accordance with the French Data Protection Act (Data Protection Act), we inform you that answers to questions marked with an asterisk are compulsory, the others being optional. If you do not reply, credit may be refused. This information, as well as any information already known to the lender or subsequent information concerning you, is intended for use by the ReichInvest® teams responsible for processing, in order to be used for granting, managing and recovering credit, for their commercial actions, including by electronic means, and to meet legal and regulatory obligations, in particular for the Register of Personal Credit Repayment Incidents, the fight against the financing of terrorism and money laundering, and the assessment of credit risk.

Some of the data processing may be subcontracted to an operator established in a member country of the European Union. In this case, this operator will be bound by a data transfer agreement, ensuring the security and confidentiality necessary for the protection of privacy and fundamental rights and freedoms.

Under no circumstances will the personal data communicated be transmitted to ReichInvest®'s private lenders. You have the right to object, free of charge, to the use of your personal data for commercial prospecting purposes by contacting the "KapitalInvest" Europe Borrower Service consumer department.

You have a right of access, rectification and opposition with this service and concerning with a counter of the Bank. Any false or irregular declaration may be subject to specific processing designed to prevent fraud.

PERSONAL DATA

As part of its consumer credit and investment services activities, ReichInvest® may collect and process some of your personal data. By using the platform and carrying out a simulation, you acknowledge and agree to the processing of your personal data by ReichInvest® in accordance with applicable law, in particular Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, and the stipulations of the Personal Data Protection Policy.

INFORMATION AND NEWSLETTERS

In order to keep you informed of our latest news and the benefits available to you, you may receive offers from our company by electronic means (email or sms). If you do not wish to receive offers and information from ReichInvest®, you may refuse to do so at the time of your request, or update your preferences at any time. You can also change the frequency of mailings or stop receiving some of our programmes at any time directly from the ReichInvest® emails you receive ("Unsubscribe" link at the top of each email sent). You may receive emails inviting you to download documents in the document upload interface or to provide additional information as part of the credit application made on our site. This communication is based on the legitimate interest of ReichInvest® in the management and commercial relationship with its customers and prospects and does not require your prior consent.

COOKIES

What is a cookie?

A cookie is a file downloaded to your computer, tablet or mobile phone when you access a website. Cookies make it possible to store and retrieve information about your browsing habits, the device from which you are browsing and, depending on the information they contain, may make it possible to recognise you as a frequent user or customer.

What types of cookies are used on our site?

Technical cookies: these are used to manage activities that are strictly linked to the operation of the ReichInvest® site. They are used anonymously for statistical purposes (number of pages viewed, time spent on the site, etc.) or to offer you an optimised experience (browsing language, detection and correction of an anomaly on a specific browser, etc.).

Third-party cookies: ReichInvest® works with several partners, who use cookies anonymously, in order to provide it with statistics on the origin of its visitors or their browsing behaviour. ReichInvest® uses them to improve the performance of its site and its advertising campaigns.

How do I delete cookies?

If you wish, you can block the use of cookies at any time in the settings of your Internet browser (generally in the security and confidentiality section).

ARTICLE 1. LEGAL NOTICE

In accordance with Articles L 519-1 et seq. of the Monetary and Financial Code, ReichInvest® is registered in the "Bank and Financial Direct Marketers" file.
Activities of insurance agents and brokers. The company is subject to supervision by the Financial Services Authority and the Prudential and Resolution Control. Covered by a civil liability insurance policy for the IOB/Banking Broker profession.

OUR PARTNERS

The list of business sectors of our financial partners, to whom we may transfer your data with your consent, is available.

In partnership: CREATIS - 61 avenue Halley - Parc de la Haute Borne - 59650 VILLENEUVE D'ASCQ - Information concerning the insurance brokerage business - Partners: AFI ESCA, APRIL, METLIFE, CARDIFF, MUTLOG...ect

Tour Franklin, TSA 73100, 92919 Paris La Défense Cedex - Genworth Assurances, the trading name of the French branches of FACL (479 311 979 R.C.S. Nanterre) and FICL (479 428 039 R.C.S. Nanterre) - Financial Assurance Company Limited (FACL) and Financial Insurance Company Limited (FICL) are life and non-life insurance companies registered in the United Kingdom under numbers 4873014 and 1515187 - Registered Office: 25 The North Colonnade, Canary Wharf, London E14 5HS, United Kingdom - Supervisory Authority Financial Services Authority (FSA): 25 The North Colonnade, Canary Wharf, London E14 5HS, United Kingdom.

CGI - CGL : CGI - CGL - CGI is a trademark of CGL. - CGL : capital 58.606.156 EUR - SIREN 303 236 186 RCS Roubaix/Tourcoing Siège Social : 69, Avenue de Flandre - 59708 MARCQ EN BAROEUL Cedex BNP Paribas Personnal Finance, (Credimedia is a member of channel 28 RC at BNP PF) - 1, Bd Haussmann - 75009 Paris.

GE Money Bank : GE Money Bank - S.C.A. capital de 594 078 024€ - Siège social: Tour Europlaza - 20, avenue André-Prothin - 92063 Paris La Défense Cedex - N° 784 393 340 R.C.S. Nanterre. Insurance intermediary registered under N° 07 023 998 CGI - CGL - 69, Avenue de Flandre - 59708 MARCQ EN BAROEUL Cedex.

MetLife Europe Limited and MetLife Europe Insurance Limited, Metlife Europe Limited Italy Branch, Metlife Europe Limited Portugal Branch, Metlife Pension Trustees Limited - A company incorporated in Ireland as a Designated Activity Company, registered in Ireland under number 472350. Branch for France 100 Esplanade du Général de Gaulle, 92400 Courbevoie. 798 956 314 RCS Nanterre.

MetLife Europe d.a.c. and MetLife Europe Insurance d.a.c.: 20 on Hatch, lower Hatch Street, Dublin 2, Ireland. MetLife Europe d.a.c. and MetLife Europe Insurance d.a.c. (both trading as MetLife) are regulated by the Central Bank of Ireland.

Genworth Assurances products are distributed by GE Money Bank, which acts as an insurance intermediary registered under number 07 023 998 (Internet address of the registration register: www.orias.fr) through Assurances France Loisirs SARL with capital of €7,500 - 417 934 184 RCS Paris - 123 Bd de Grenelle - BP 6 - 75015 Paris - Insurance intermediary registered under number 07 025 205. Internet address of the registration register www.orias.fr

ReichInvest® - All rights reserved / REGISTERED TRADEMARK ReichInvest® SARL unipersonnelle simplified joint stock company Date of RCS registration: 10-01-2012 BANKING INTERMEDIARY as a Non-Exclusive Bank Representative. Our professional liability and financial guarantee insurance complies with articles L 512-6 and L 512-7 of the Insurance Code and article L341-1h-III of the Monetary and Financial Code.

ARTICLE 2. ACCESS

The equipment (computer, software, telecommunications, etc.) required to access the content of the Site is the sole responsibility of the User, including the telecommunications costs incurred by its use.

ARTICLE 3. PROTECTED RIGHTS

The entire content of this Site, in particular, and without this list being exhaustive, the architecture, texts, photographs, illustrations, software, etc., is the property of ReichInvest®, its technical service providers or its licensors. All rights of use are reserved. In accordance with article L.122-4 of the French Intellectual Property Code, any representation or reproduction not expressly authorised, in whole or in part and by any process whatsoever, is illegal and constitutes an infringement punishable by articles L.335-2 et seq. of the French Intellectual Property Code. ReichInvest® and the various logos used are registered trademarks, the reproduction of which would also constitute an infringement.

ARTICLE 4. PROTECTION OF PRIVACY - COLLECTION AND USE OF PERSONAL DATA

The request made by a duly identified person whose data is processed under the responsibility of ReichInvest® will be taken into account as soon as possible. ReichInvest® draws your attention to the fact that certain information that does not correspond to personal data and does not enable ReichInvest® to identify you may be recorded by our servers (browser used, IP address, etc.)

In addition, connecting to our web server may cause small files to be sent to your browser and stored on your computer's hard drive. These are "cookies", which record information about your computer's browsing on our site (the pages you have visited, the date and time of the visit, etc.) and which we may ask to see during your subsequent visits to the site to enable us to compile reliable statistics on visitor numbers and improve its quality and interest for you.

Your browser contains a function enabling you to refuse cookies (see the procedures specified on the CNIL website. This will not prevent you from connecting to our Site, but it may delay page loading times.

ARTICLE 5: Data Protection Act

Our commitment to the confidentiality of the information you provide is summarised in our confidentiality charter.

The information collected in the various stages of our form will only be used and communicated externally within the framework of the research mandate you have entrusted to us. In accordance with Article 32 of the French Data Protection Act of 6 January 1978, this information is mandatory in order to study your financing request.

You have a right of access, rectification and opposition to the information concerning you with "ReichInvest®" by email <contact@reichinvest.online> Customer Service in Europe. ReichInvest® draws your attention to the fact that the use of this personal data has been declared to the data protection authority.

ARTICLE 6. LIMITS OF LIABILITY

Despite our best efforts to maintain the quality of the information on the ReichInvest® site(s), we cannot guarantee its accuracy or completeness.

Consequently, we cannot accept any liability for information or results obtained through the use of this site.

The results obtained from our simulation tools and our own website are given for information only, subject to acceptance of your application, and in no way constitute a contractual commitment. Subject to obvious errors, only the information contained in the Preliminary Loan Offer that may be sent to you by one of our financial partners may be considered as such.

ARTICLE 7. MODIFICATIONS TO THE CONDITIONS OF USE

ReichInvest® reserves the right to modify or change the pages of the site or these General Conditions of Use at any time. These modifications will come into force as soon as they are put online on the Site. Users are therefore invited to consult the version constantly online on the Site. Users' presence on the Site implies their full acceptance of these General Terms and Conditions of Use and of any revision or modification.

SECURITY

Users are reminded that the secrecy of private correspondence is not guaranteed on the Internet. Furthermore, it is the responsibility of all Internet users to take all appropriate measures to protect their own data and/or software from contamination by any viruses circulating on the Internet.